nelo Get early access

Every business can now take payments on Solana.

Customer
Your till

A payment terminal.
With no terminal.

Any phone becomes a terminal.

Install the app. You're taking payments.

No crypto to handle.

You never touch a token. nelo does.

Everything in naira.

Prices, receipts, payouts. Cash out to your bank.

No seed phrase. No passkey.

Sign in with your phone number.

Any Solana wallet pays.

Customers use the wallet they have, through Solana Pay.

Only on nelo

Even with no internet.

No signal on either phone? The sale still completes.

Solana Pay

Works with the wallet they already have.

  • Phantom
  • Solflare
  • Backpack
  • Glow

And any other wallet that scans a Solana Pay code.

  1. 01Type the price.₦2,500, in naira.
  2. 02They pay.Any Solana wallet, or nelo.
  3. 03Checked.On your phone, in a second.
  4. 04Paid.Even where there's no signal.

Get the highlights.

  • Charge in naira. Type the price. They pay with any Solana wallet, or with nelo.

  • They pay with no signal. Their phone signs the payment. Yours checks it.

  • Pay anyone. Phone to phone. Settles when either finds signal.

Built for the counter.
Ready for every customer.

nelo for business

Your till, in your pocket.

  • Takes payments on Solana
  • Prices in naira
  • Day-book and close of day
  • Cash out to your bank
  • Works offline
Get the merchant app

nelo pay

For your customers.

  • Pays with no signal
  • Signed by the secure chip
  • Pay a friend
Meet nelo Pay

Every business.
Now on Solana.

Every sale, on the record.

A day-book and close of day, in naira.

Crypto in. Naira out.

Every point of sale, priced in naira.

Settles on Solana.

Fast, final, in dollars.

No network fees for you.

nelo pays them.

Can't be spent twice.

Signed in the secure chip. A double spend freezes the payer.

Even where there's no signal.

When the network drops, the sale doesn't.

A quarter of card payments fail.
Every afternoon.

29.23%

of POS payments failed in one day.

About 157,000 declined sales on 15 May 2026. On a normal day it's 15%, and 25% at peak.

$153B

a year through POS in Nigeria.

₦59.33 trillion in Q1 2026 alone. nelo takes that market on with no hardware at all.

5.9M

active terminals. Every owner has a phone.

No deposit, no wait, no rental. The till is the phone already in their pocket.

Who we serve

  • Market traders and shops
  • Restaurants, food and drink
  • Logistics, couriers and taxis
  • Field services and on-site pros
  • Fashion and jewellery
  • Supermarkets and malls
  • Hospitality: hotels and clubs

Sources: CBN and NIBSS POS data, Q1 2026 and March 2025; Nigerian POS failure-rate reporting, 2026.

Building the payment network
for every business.

nelo launches in Lagos, with 500 users in the first month and payouts in naira from day one. UseAzza brings nine more payout currencies, so the next market is a setting, not a rebuild.

Investors

Raising our seed round.

To launch in Lagos, audit the vault program and hire the core team. 0.91% net on every business payment, plus nelo pay services from month six.

Read the plan

Careers

Hiring our first engineers.

  • Senior mobile engineer · React Native + Kotlin
  • Protocol engineer · Rust / Anchor
  • Backend and payments engineer · TypeScript
  • Head of merchant growth · Lagos
See how we build

Partners

Payouts, markets and merchants.

Payout partners in new corridors, market associations in Lagos, and wallets that want their users to pay at the counter.

Talk to the founder

Any phone is a point of sale.

Turn your phone into a till.

Launching in Lagos. Be first when your market opens.